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How It Works

Earn 1.5 points per $1 spent on every purchase. Every purchase counts, even monthly bills. No expiration of points. Images of what you could spend money on to earn points---coffee, groceries, gasoline, travel and bills.
Flexibility to travel whenever you want, however you want --- with no restrictions. No blackout dates. No seat restrictions. No minimum stay requirements. Image of a man holding his daughter at the airport.
Redeem with a Travel Credit to reimburse yourself. Book travel with your card, then redeem points with a Travel Credit to cover all or part of your travel expenses. Image of a $50 statement credit amount underlined in red ink on a bill.
Get more rewards for the banking and investing you already do – an additional Customer Points Bonus on every purchase*

If you want to redeem your points, select Continue. If you wish to purchase travel, select Purchase Travel and you will be directed to the Bank of America Travel Center where you can purchase travel without using your points.

New redemption options available

Through December 31, 2020, in addition to travel-related purchases, you can now
redeem your points for a statement credit towards the following purchases:


Simply choose Travel Statement Credit and select your qualifying transactions.

Travel Statement Credit Expanded Category Offer. Now through 12/31/2020, you can also redeem Points for a statement credit in U.S. dollars to offset qualifying grocery store and dining purchases. This will apply to all qualifying purchases that posted to your account in the last 12 months, but is limited to the most recent 2,500. Excluded from this offer are wholesale clubs, superstores and smaller stores (like drug stores and convenience stores) that sell groceries and other products. Merchants are assigned a merchant category code (MCC) based on the merchant's primary line of business. We do not determine which MCC a merchant is assigned. Purchases made at a merchant that does not process transactions under an MCC associated with eligible merchants or purchases processed through a third-party payment account, mobile/wireless card reader, digital wallet not supported by Bank of America or similar technology where the technology does not support transmission of MCCs will not qualify.

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