Bank of America

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Gift cards for any occasion. Redeem your points for gift cards from popular restaurants and national retailers today.
Plan the perfect getaway. Redeem points for hotel rooms, rental cars, cruises or airline tickets with no blackout dates. Use your points to pay for all or part of your travel with redemptions starting at just 2,500 points.
Cash back is easy. It's never been easier to redeem your points for cash. Make a direct deposit into your checking or savings account, receive a statement credit and more.
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Credit Card Benefits

Personal Benefits

This summary of your account benefits and privileges can help you make the best possible use of the WorldPoints® program.

Convenience and Financial Power
  • Toll-free priority service, 24 hours a day, 7 days a week
  • Emergency cash up to your available credit line
  • Emergency card replacement
  • ATM Access (Cirrus Network) at 160,000 locations
  • Cash advance checks and balance transfers
  • Instant credit line increase decisions
  • Credit line up to $250,000
  • Year-end summary of charges
  • Absolute Fraud Protection

Emergency Cash

If you are stranded anywhere in the world without cash or credit cards, call toll-free for emergency assistance. Emergency cash up to your available credit line will be wired to a Western Union office within the United States or to a participating bank if you are outside the U.S. Funds will be charged directly to your account as a cash advance.

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Emergency Card Replacement

If your credit card is lost or stolen while you are traveling, call toll-free at 1.800.421.2110 to report the loss or theft. Upon request, an emergency replacement card will be forwarded to you.

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ATM Access (Cirrus Network) Visa and MasterCard only

The Cirrus Network is an electronic banking network that links automated teller machines and allows you to get cash as you travel, 24 hours a day, seven days a week. Cirrus ATMs are available in more than 160,000 locations, including most major airports. To use the Cirrus Network, just insert your card in a machine displaying the Cirrus symbol, enter your personal identification number (PIN), and follow the machine's instructions. Cirrus machines can be located by calling toll-free 1.800.4CIRRUS (1.800.424.7787).

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Cash Advance Checks

You may write cash advance checks to access cash from your credit line. They look like personal checks and may be used any time a check is appropriate or for any bona fide purpose. The check will be charged to your account as a cash advance.

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Instant Credit Line Increase

When you request an increase for your credit line via telephone, we will respond immediately. Just call us toll-free at 1.800.421.2110 to request the flexibility of a higher line of credit.

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Balance Transfer

It's easy to pay off other credit card accounts. Just call us toll-free at 1.888.800.6549. Tell us which accounts you want to pay and we'll transfer the balances to your  WorldPoints account, subject to credit availability.

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Year-End Summary of Charges

To help you with financial planning and tax reporting, you may request a Year-End Summary of Charges which includes an itemized record of billing of the previous year. Customers use this summary to assist with budgeting expenses for the upcoming year, preparing for taxes, sorting business related expenses, or tracking seasonal spending.

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Enhanced Fraud Protection

Sophisticated tracking systems automatically detect any unusual activity on your account. We will contact you if we detect anything suspicious.

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Fraudulent Charge Protection

You are 100% covered against unauthorized use of your WorldPoints account. Simply contact us immediately at 1.800.421.2110 if your card is ever lost or stolen.

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